Allow us to assist you in the purchase of a primary residence or investment property. We are committed to exceeding our clients’ expectations when providing the following services:

- Assistance with determining buying power and mortgage financing options.

- Presentation of all properties available in your chosen market area.

- Property evaluation, including its market value and condition.

- Offer preparation, presentation and negotiation.

- Guidance through all the paperwork.

- Post closing assistance and advice.

Call today for a free personalized assessment.
312-224-1626

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8 Home Buying Incentives

1) Tax Refunds. Fist-time home buyers and current homeowners who purchase homes between November 7, 2009 and April 30, 2010 and close before July 1, 2010.

2) Other tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.

3) Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005 and increased 88.5 percent over the last 10 years, according to the NATIONAL ASSOCIATION OF REALTORS®. In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.

4) Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.

5) Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.

6) Predictability. Unlike rent, your fixed-mortgage payments don’t rise over the years, so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase gradually.

7) Freedom. The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home.

8) Stability. Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships and offers your children the benefit of educational continuity.

Putting It All Together