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- Presentation of all properties available in your chosen market.

- Application preparation, presentation and negotiation.

- Post leasing assistance and advice.

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Weighing Out the Pros and Cons of Buying and Renting

Closing costs. Expect other costs to home owning. Along with your monthly mortgage and down payment, there's property tax and homeowners insurance premiums and fees known as "closing costs." These include everything from a credit check to "points" - interest paid up-front in return for a lower interest rate. Other costs include title insurance fee, survey charge, attorney/escrow fees, and loan origination fee.

Who does the work? While you don't receive the joys of making a place truly "your own," you do have limited costs in renting. Landlords are responsible for general upkeep and safety, allowing you to focus on the fine points. Home owning, in contrast, puts you in the driver's seat. You shoulder the expenses and reap the rewards of home improvement - both great and small. Think about whether you want to invest additional time and money.

Long-term equity. No discussion of home ownership is complete without considering the long-term benefits of owning. What your house will be worth when you sell depends on the state of your mortgage and the housing market, in particular. Consult with real estate professionals, read up and do your math to get a realistic sense of property values in your preferred market.

Lifestyle and mobility. Mobility is part of renting. Freedom to take the next job or move for a relationship is easy to come by when you rent a home. Many renters say they love knowing that they're not tied down and assuming financial responsibility for their living space.

Choices, choices.  Buying is a personal choice with its own ups and downs. Hopefully we've helped dust off the magic ball a bit; what you see in your future is up to you!

(NAR, 2009)

Rent vs. Buy